News & Insights

Financial Insights from Our Team

Tax updates, planning strategies, and practical financial guidance — written by the Barranco CPAs team for the clients and families we serve.

Financial Planning

August 4, 2026

How Much Do You Really Need to Retire?

Most people know their account balances but cannot answer the most important question: can I afford to stop working? A CPA walks through a real-world Alabama example using Social Security timing, federal taxes, and withdrawal rates to find your retirement number.

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Could New IRS Reforms Mean Better Results for Taxpayers?

Tax Update

August 3, 2026

Could New IRS Reforms Mean Better Results for Taxpayers?

The Senate Finance Committee voted 26-1 to advance the Taxpayer Assistance and Service Act on July 30, 2026. The bill proposes more than 60 IRS reforms covering communication, collection alternatives, appeals, and taxpayer rights — but it is not yet law.

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Build Your Business Like You Plan to Sell It — Even If You Never Do

Business Advisory

July 27, 2026

Build Your Business Like You Plan to Sell It — Even If You Never Do

Most business owners do not plan to sell — until an opportunity arrives. Learn how building your business to withstand acquisition-level scrutiny produces better financial information, fewer tax problems, and a more valuable company.

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The Three-Account Rule: A Simple Cash System Every Business Should Have

Cash Management

July 20, 2026

The Three-Account Rule: A Simple Cash System Every Business Should Have

Most businesses run everything through one checking account — and that makes it nearly impossible to know what cash is truly available. Learn how a simple three-account system makes taxes predictable, builds financial stability, and reveals whether your business is generating enough cash to grow.

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The Growth "Badlands": When More Sales Produce Less Profit

Business Advisory

July 13, 2026

The Growth "Badlands": When More Sales Produce Less Profit

Growth does not always mean more profit. Learn how the gap between new overhead and new revenue can quietly drain cash — and what to do before making the next major hire, equipment purchase, or expansion.

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QuickBooks

June 30, 2026

QuickBooks Online Is More Powerful Than Ever — But Only If Your Team Knows How to Use It

Automation does not fix a bad accounting process — it just makes the bad process happen faster. Learn how proper QuickBooks training and setup can save time, reduce errors, and improve your financial reporting.

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Estate and Trust Planning Is Not Just for the Ultra-Rich

Estate Planning

June 29, 2026

Estate and Trust Planning Is Not Just for the Ultra-Rich

Estate and trust planning is about organization, protection, and making sure your wishes are carried out — not just avoiding estate tax. Learn how a CPA can help your family plan.

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Trump Accounts: What Parents & Grandparents Need to Know

Tax Planning

June 25, 2026

Trump Accounts: What Parents & Grandparents Need to Know

A new IRA-style savings account for children under 18 is on the horizon. Learn how Trump Accounts work, who can benefit, and how they fit alongside 529 plans and Roth IRAs.

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Have a question about any of these topics?

Our team is happy to discuss how any of these strategies may apply to your specific situation.

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